PIN-LESS DEBIT

VM started Pin-less in 2004. The company was created by VM to use the number on your credit card to process a transaction through roughly 20 debit networks for a flat fee. It worked great for non-fraudulent transactions until 2010. In 2011 Dodd Frank and the Durban Amendment shut-down all profit. However, we maintained our customers and hope for a Dodd Frank repeal in 2017. Pin-less is used to process payments for collection agencies at $0.25 per transaction regardless of the balance of the transaction.

PIN-LESS DEBIT WEB - PIN-LESS DEBIT IVR - PIN-LESS DEBIT SYSTEMS

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